In the past years, there has been a dramatic shift in consumers’ shopping behaviors. From trying on clothes in actual boutiques and pushing carts along grocery aisles, Filipino consumers are now taking most of their shopping online — doing virtual try-ons, filling up their digital carts, and checking out those purchases through swipes and clicks.

And this trend is not going anywhere as more and more consumers are gaining easy access to technology and digital tools, and realizing the convenience of being able to shop anywhere. To keep up with this trend and the increasing consumer demands, Home Credit Philippines, the lifestyle partner of every Filipino, is teaming up with Lazada Philippines to provide Filipinos with a more rewarding and accessible shopping experience.

Starting October 19, Home Credit’s Qwarta clients can top up their Lazada wallets using Qwarta credits — making online shopping and checking out even easier!

Credit in an app!

Qwarta is Home Credit’s virtual limit provided to its existing customers with good track record and payment history. It is an additional Php 10,000 spending limit within the Home Credit app to increase Home Credit customers’ purchasing power.

Qwarta can be used to pay bills and utilities without additional cost, shop or buy loads with discounts, purchase via QR Code, and earn rewards!

Check out now, pay later!

Been eyeing to check out something off your cart but your wallet just can’t grant that yet? Home Credit and Lazada’s partnership now allows Qwarta users to check out and use their Qwarta credits and pay the entire amount in monthly installments.

Tempted yet? Here’s more: Qwarta users are also saving on processing fees and hidden charges, plus tons of exclusive promos and discounts to avail! Most importantly, Qwarta users are assured of safe and secured processing and shopping experience with both brands adhering to stringent security measures.

Check out with Qwarta in few, easy steps

It’s just as easy as one, two, three: Qwarta users only need to grab their phones and open their My Home Credit App. Then select “Top up” from the app dashboard, choose a gift card amount, review your payment details and confirm by entering your PIN. Lastly, copy the Lazada Gift Card code and redeem it in the Lazada App — just that quick!

For Lazada users, you can also easily top up your wallet by opening the Lazada app, and accessing your Lazada wallet. Select ‘Loans’ and choose Home Credit as your top-up option and voila! You’re all set to check out those Lazada trendy and affordable finds, and get them quickly through the platform’s fast and free shipping.

And what’s good about this is that when topping up an amount on Lazada or redeeming the Lazada Gift Card code through the Home Credit app, the funds will be credited real-time!

So what are you waiting for? I-check out mo na yan today by downloading the My Home Credit App and topping up your Lazada Wallet with your Qwarta credits!

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and by the Bangko Sentral ng Pilipinas (BSP). To learn more about the latest updates from Home Credit Philippines, visit its official website www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are encouraged to download the Home Credit App on Google Play to know more about the latest promos and see what is new in the Marketplace.

In today’s fast-paced world, the hustle and bustle becomes a way of living, and keeping pace with the ever-changing trends is another demand. Devices and phones became daily companions — from setting alarms to kickstart the day, paying bills and doing groceries, accomplishing work and researching, staying connected with loved ones, to capturing the best moments and sharing them in one tap.

People are now in an age where multiple things can be done at one’s fingertips — in one swipe, one scan, one click at a time. With such demand, people are always on the lookout for the best devices that can cater to their lifestyle needs without them breaking the bank.

A new series of power for digital consumers arises as OPPO introduces the all-new OPPO Reno8 Series 5G, made more accessible and affordable through Home Credit!

Experience power that lasts

Experiencing low battery mode or getting a drained-up device can be a hassle especially if one is away from home. With the OPPO Reno8 series’ 4500mAh battery, the devices can keep up with all the workload from day to night.

No need to stay plugged to power banks for long periods of time, because these devices are equipped with super flash-charging technology that can get fully charged in just 28 minutes. The OPPO Reno8 Series 5G can certainly make one unstoppable and always on the go.

Capture powerful photos anytime of the day

Dubbed as the portrait expert, the OPPO Reno8 Series 5G will not let users down when it comes to taking the best high-definition photos. This phone is ideal in capturing life’s best moments anytime of the day. Equipped with Dual Sony Flagship Sensors, the device has the Ultra Night Video and Ultra Night Portrait mode that can achieve night photography goals and illuminate every detail even at nighttime. For selfie lovers, the OPPO Reno8 Z comes with a 64MP AI Triple Rear Camera with a 16MP front camera that can produce clear and crisp back-to-back snapshots.

Walk with power and style

Who says phones can’t look sleek and stylish? Match any outfit and walk in style with the OPPO Reno8 Series 5G. Both devices come in multiple colors and designs that are eye-catching and would give those OOTDs an extra boost of vibrance and confidence.

The OPPO Reno8 5G is available in Shimmer Gold and Shimmer Black variants with a dual texture and dual coating to provide rich textures and vivid color. As for the OPPO Reno8 Z 5G, it exhibits an ultra-slim body design with a 0.5mm anti-glare glass back cover that features the iconic OPPO Glow and comes in two unique colors: Dawnlight Gold and Starlight Black.

Need more convincing to upgrade your smartphone? Home Credit gives you the power of affordability and convenience!  As the lifestyle partner of Filipinos, HCPH is offering the all-new OPPO Reno8 5G in flexible installments up to 18 months for as low as Php1,088 per month and the OPPO Reno8 Z 5G for a minimum of Php777 per month.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and by the Bangko Sentral ng Pilipinas (BSP).  To learn more about the latest updates from Home Credit Philippines, visit its official website www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are encouraged to download the Home Credit App on Google Play to know more about the latest promos and see what is new in the Marketplace.

There is no doubt that Filipinos love to shop, be it in malls, online stores, or even on e-commerce platforms. It is a way for us to reward ourselves when we achieve something or if we want to simply show our appreciation to our family, friends, or loved ones.

Though shopping is fun and therapeutic, we can’t deny that counting your money in public while waiting in long queues can be the total opposite. The same goes for filling out forms that are overly long when paying for your online purchases. As much as possible, we want to shop in the most convenient and safest way possible.

Over the past years, the use of digital modes of payment, such as online bank transfers, e-wallets, and QR codes, when paying for shopping bills, utilities, etc., has increasingly been seen and patronized by Filipino consumers. These have also helped businesses safely keep and access accurate information and have real-time visibility of their money.

Now that Filipinos have been more invested in purchasing items they need or want due to revenge spending— shopping should be fast, safe, and easy. With the push QR Ph, the national QR Code standard launched by Bangko Sentral ng Pilipinas, Filipinos may instantly send and receive money using online banking or e-wallets by sharing or scanning their QR code.

QR Ph is considered a safe and secure payment method for shoppers and merchants. It offers layers of security that allow customers to control the process by scanning the code without the need to provide personal information such as PIN.

Through a mobile phone, Filipinos can generate their QR Ph code from their electronic account to make a payment. On the other hand, merchants can provide their store’s QR Ph code to be scanned by the customer’s mobile phone.

The use of QR Ph enables more consumers and businesses to participate in the digital payment ecosystem, starting with MSMEs and vendors such as sari-sari stores and tricycle drivers that will eventually help them improve and grow their businesses.

Home Credit supports QR Ph

Home Credit is the first non-bank institution in the country to issue a credit card to its customers. Its partnership with Asia United Bank (AUB) allowed Home Credit cardholders to make cardless payments through the use of quick response or QR codes, also becoming a pioneer in the QR code payment service. With QR Ph person-to-merchant (P2M) payments availability, its account holders have access to 473,000 participating merchants nationwide, including retail stores, groceries, gas stations, pharmacies, and more..

Through the My Home Credit app, account holders will only need to scan the displayed QR Ph codes to pay for their purchases in all partner stores led by GCash and Maya, paving the way for a cashless and convenient payment option for transactions. In the My Home Credit app alone, all transactions will be automatically charged to the Home Credit Card or Qwarta, which can also be checked and tracked through the mobile app.

More than 9 million My Home Credit app users can simply scan the QR Ph codes displayed in any merchant establishments using their mobile devices for goods and services, making it a faster, easier, and safer payment option.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP). To learn more about the latest updates from Home Credit Philippines, visit their official website www.homecredit.ph. You may also follow them on their official Facebook, Instagram, and TikTok accounts.