Home Credit
Home Credit Offers Smartphone Treats at MemoXpress’ 24th Anniversary Blowout

Upgrade-worthy gadgets with low-interest rates await consumers at the biggest anniversary blowout of the season
These days, owning a phone is a necessity. What used to be a tool for communication suddenly became a need for working, attending school, paying bills, and even buying groceries. Almost everything can be done with just a few taps on the device in your hand.
Alongside providing solutions for everyday needs, every smartphone brand constantly delivers new and unique experiences for its users to enjoy faster and lag-less performance, a high-quality camera, a battery life that lasts more than a day, or an expanded screen to enjoy movies and games.
Home Credit Philippines (HCPH), the country’s leading buy now, pay later (BNPL) provider, and MemoXpress are here to help you get that phone upgrade quickly and easily without making a dent in your budget!
MemoXpress is giving its customers a total of 727 deals and promos as it reached its 24th year. As an anniversary treat, customers can buy any smartphone from MemoXpress by availing low-interest rates and flexible installments through Home Credit. Starting July 27, here are all the products customers can check out for that well-deserved upgrade!

Browse all you want with Samsung Galaxy S22
Experience faster performance, longer battery life, and immersive video with the Samsung Galaxy S22. This recent addition to Samsung’s S series features a 4nm processor so users can enjoy smooth and seamless browsing, vlogging and gaming without lags. The phone’s dynamic AMOLED 2x 120Hz Infinity-O display with dynamic AMOLED 2x with vision booster technology and full HD resolution guarantees HDR performance without the eye strain even when outdoors.
No worrying about missing out on all the fun either. The Samsung Galaxy S22 packs a battery that can last for more than 24 hours and can support 25W fast charging.
Trade in your old phone for the Samsung Galaxy S22 and receive a top up from MemoXpress of as much as Php8,000 plus the trade-in value of your old smartphone.
Create magic like a pro with Oppo Reno 7, Oppo Reno 7 Z
Do you have what it takes to be a portrait photographer?
Take DSLR-quality photos and videos with the Oppo Reno 7 5G series. The Oppo Reno 7 features Portrait Mode and Bokeh Flare Portrait Video to give users that pro photographer power. It also has an AI Highlight Video and AI Color Portrait Video to make videos bright and vivid even if taken at dim and gloomy places.
The Oppo Reno 7 Z 5G, meanwhile, features effects such as Bokeh Flare Portrait, Portrait Retouching, AI Color Portrait and AI Palettes to capture and immortalize every magical moment.
Take all the photos you want as the Oppo Reno 7 5G packs a 256GB storage capacity with 8GB plus 5GB RAM expansion, while the Oppo Reno 7Z 5G has 128GB plus extra storage of up to 1TB. Claim any variant of the Oppo Reno 7 5G series and receive 500 MemoXpress eGift Points.
Do more with realme 9i, realme 9 Pro
Tick off all the items on your to-do list and make the most of your day without worrying about running out of gadget power.
The realme 9 series lets you accomplish everything you need with its large-capacity 5,000mAh battery that supports 33W dart fast charging. The phone can enable 48.4 hours of phone calls, 20.7 hours of Whatsapp and 116.3 hours of playtime.
The realme 9i packs a Qualcomm Snapdragon 680 Processor with an advanced 6nm process while the realme 9 Pro is powered by the Qualcomm Snapdragon 695, both fast processors to help you get any online task done in just a few taps without lags.
The realme 9 Pro also allows users to have two 5G SIM cards that can run simultaneously so you won’t miss anything at work or at school. Buying any variant of the realme 9 series will win users 300 MemoXpress eGift points.
Get lost in the universes of movies, games with Samsung S21FE
Just started binging that show everyone has been raving about?
Dive right into the action with the Samsung S21FE. The phone’s 6.1-inch dynamic AMOLED 2x display delivers clear and vibrant colors even in striking sunlight. It also features a super smooth 120Hz refresh rate for fast touch response times during intense gaming.
The Samsung S21FE’s screen is protected by Gorilla® Glass Victus™, the toughest glass on a Samsung Galaxy smartphone. It can withstand forceful tapping and accidental drops.
Users who purchase the Samsung S21FE can enjoy a free Galaxy Buds 2.
Have any existing MX eGift points? Customers with a maximum of 1,200 MX eGift points can double these by redeeming them on July 27. Meanwhile, customers with successful transactions with Home Credit will receive an additional 150 MX eGift points alongside their chosen brand’s eGift support offers.
Need that new phone right away? Get that gadget upgrade hassle-free and wallet-friendly with up to 18 months of installment and as low as 6 percent interest. Easy, convenient and fast transactions are possible any time with Home Credit’s 24/7 customer service.
To know more about MemoXpress’ 727 anniversary deals, customers can visit their Facebook page.
Learn more about the latest updates from Home Credit Philippines by visiting its official website www.homecredit.ph. You may also follow Home Credit Philippines on its official Facebook, Instagram, and TikTok accounts. Customers are encouraged to download the Home Credit App on Google Play to know more about the latest promos and see what’s new in the Marketplace.
Home Credit
Conquer Life Like a Pro with New #realme10ProSeries5G, Available through #HomeCredit at 0% Interest

As we continue to face the increasingly fast-paced world, Filipinos are also keeping up with the changes posed by the modern life’s faster speed. With more possibilities and opportunities around us, the need for a reliable and long-lasting device is vital to help Filipinos from different generations conquer life and work in balance.
Lifestyle partner of every Filipino Home Credit, in partnership with the country’s leading smartphone brand realme Philippines, brings together a new era of smartphones – the realme 10 Pro Series 5G!
The realme 10 Pro 5G and realme 10 Pro+ 5G are set to disrupt the midrange segment with powerful specs and features, all made available at an affordable price point. And to make them more affordable, customers can purchase these new devices in a flexible payment term at a 0% interest rate through Home Credit.
Conquer life like a pro! Here’s how this new series of smartphone can help you.
Have the vision of greatness
Get rid of those pixelated and foggy screen images and experience a clear, crisp display with realme 10 Pro 5G’s Boundless Display feature. It also comes with a TÜV Rheinland Low Blue Light Certification which authenticates its capability to protect users’ eyes from the damaging blue light.
The realme 10 Pro+ 5G, on the other hand, is likewise certified by TÜV Rheinland for a flicker-free technology, which allows users to have a longer screen time and have a comfortable viewing experience.
Manifest the touch of speed
Tired of lagging screens and slow unlocking of phones? The realme 10 Pro+ 5G has an In-Display Fingerprint Scanner which guarantees a safer and faster phone access. With just one tap, users can unlock their phones even under low ambient temperatures or simply having dry fingers. It is also designed with a precision curved display with an ultra-thin bottom bezel and equipped with a high touch sampling rate —a pro experience with every touch.
For those who are always on-the-go and always on speed, the realme 10 Pro 5G has a Fast Side-Mounted Fingerprint Scanner located on the side of the device for an easy unlocking anytime and anywhere.
Choose smart and tough features
The realme 10 Pro+ 5G is perfect for digital nomads who travel a lot while working. With a HyperSmart Antenna Switching feature, users can enjoy using their phone anywhere without a wavering signal strength. Its Enhanced Multifunctional NFC feature also allows users to cater to a wider variety of functions, including online and mobile payment, or in use for public transportation and other situations.
Both devices guarantee strength and durability, with each device designed for daily and longer usage with an elevated level of strength.
Reinvent style
Go to work in style with the realme 10 Pro Series’ sleek design and color. The realme Pro 5G sports three colors: Dark Matter, Hyperspace Gold, and Nebula Blue. While the realme 10 Pro+ 5G comes in two: Dark Matter and Hyperspace Gold, matching every user’s daily work outfit –
professionally stylish.
Get that pro experience in your hands
Join the tech revolution! Be equipped with the elevated series of greatness by getting your own realme 10 Pro Series 5G through Home Credit via a flexible monthly installment plan for up to 18 months at 0% interest. Download the app now or visit the realme stores near you!
Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and by the Bangko Sentral ng Pilipinas (BSP). To learn more about the latest updates from Home Credit Philippines, visit its official website www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are encouraged to download the My Home Credit App on Google Play to know more about the latest promos and see what is new in the Marketplace.
Home Credit
I-check out mo na yan: Shopping on Lazada now Made Easier with Home Credit’s Qwarta! #HomeCredit #Lazada

In the past years, there has been a dramatic shift in consumers’ shopping behaviors. From trying on clothes in actual boutiques and pushing carts along grocery aisles, Filipino consumers are now taking most of their shopping online — doing virtual try-ons, filling up their digital carts, and checking out those purchases through swipes and clicks.
And this trend is not going anywhere as more and more consumers are gaining easy access to technology and digital tools, and realizing the convenience of being able to shop anywhere. To keep up with this trend and the increasing consumer demands, Home Credit Philippines, the lifestyle partner of every Filipino, is teaming up with Lazada Philippines to provide Filipinos with a more rewarding and accessible shopping experience.
Starting October 19, Home Credit’s Qwarta clients can top up their Lazada wallets using Qwarta credits — making online shopping and checking out even easier!
Credit in an app!
Qwarta is Home Credit’s virtual limit provided to its existing customers with good track record and payment history. It is an additional Php 10,000 spending limit within the Home Credit app to increase Home Credit customers’ purchasing power.
Qwarta can be used to pay bills and utilities without additional cost, shop or buy loads with discounts, purchase via QR Code, and earn rewards!
Check out now, pay later!
Been eyeing to check out something off your cart but your wallet just can’t grant that yet? Home Credit and Lazada’s partnership now allows Qwarta users to check out and use their Qwarta credits and pay the entire amount in monthly installments.
Tempted yet? Here’s more: Qwarta users are also saving on processing fees and hidden charges, plus tons of exclusive promos and discounts to avail! Most importantly, Qwarta users are assured of safe and secured processing and shopping experience with both brands adhering to stringent security measures.
Check out with Qwarta in few, easy steps
It’s just as easy as one, two, three: Qwarta users only need to grab their phones and open their My Home Credit App. Then select “Top up” from the app dashboard, choose a gift card amount, review your payment details and confirm by entering your PIN. Lastly, copy the Lazada Gift Card code and redeem it in the Lazada App — just that quick!
For Lazada users, you can also easily top up your wallet by opening the Lazada app, and accessing your Lazada wallet. Select ‘Loans’ and choose Home Credit as your top-up option and voila! You’re all set to check out those Lazada trendy and affordable finds, and get them quickly through the platform’s fast and free shipping.
And what’s good about this is that when topping up an amount on Lazada or redeeming the Lazada Gift Card code through the Home Credit app, the funds will be credited real-time!
So what are you waiting for? I-check out mo na yan today by downloading the My Home Credit App and topping up your Lazada Wallet with your Qwarta credits!
Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and by the Bangko Sentral ng Pilipinas (BSP). To learn more about the latest updates from Home Credit Philippines, visit its official website www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are encouraged to download the Home Credit App on Google Play to know more about the latest promos and see what is new in the Marketplace.
Home Credit
Experience the power of the all-new OPPO Reno8 Series 5G with Home Credit #HomeCredit #OPPOReno8Series5G

In today’s fast-paced world, the hustle and bustle becomes a way of living, and keeping pace with the ever-changing trends is another demand. Devices and phones became daily companions — from setting alarms to kickstart the day, paying bills and doing groceries, accomplishing work and researching, staying connected with loved ones, to capturing the best moments and sharing them in one tap.
People are now in an age where multiple things can be done at one’s fingertips — in one swipe, one scan, one click at a time. With such demand, people are always on the lookout for the best devices that can cater to their lifestyle needs without them breaking the bank.
A new series of power for digital consumers arises as OPPO introduces the all-new OPPO Reno8 Series 5G, made more accessible and affordable through Home Credit!
Experience power that lasts
Experiencing low battery mode or getting a drained-up device can be a hassle especially if one is away from home. With the OPPO Reno8 series’ 4500mAh battery, the devices can keep up with all the workload from day to night.
No need to stay plugged to power banks for long periods of time, because these devices are equipped with super flash-charging technology that can get fully charged in just 28 minutes. The OPPO Reno8 Series 5G can certainly make one unstoppable and always on the go.
Capture powerful photos anytime of the day
Dubbed as the portrait expert, the OPPO Reno8 Series 5G will not let users down when it comes to taking the best high-definition photos. This phone is ideal in capturing life’s best moments anytime of the day. Equipped with Dual Sony Flagship Sensors, the device has the Ultra Night Video and Ultra Night Portrait mode that can achieve night photography goals and illuminate every detail even at nighttime. For selfie lovers, the OPPO Reno8 Z comes with a 64MP AI Triple Rear Camera with a 16MP front camera that can produce clear and crisp back-to-back snapshots.
Walk with power and style
Who says phones can’t look sleek and stylish? Match any outfit and walk in style with the OPPO Reno8 Series 5G. Both devices come in multiple colors and designs that are eye-catching and would give those OOTDs an extra boost of vibrance and confidence.
The OPPO Reno8 5G is available in Shimmer Gold and Shimmer Black variants with a dual texture and dual coating to provide rich textures and vivid color. As for the OPPO Reno8 Z 5G, it exhibits an ultra-slim body design with a 0.5mm anti-glare glass back cover that features the iconic OPPO Glow and comes in two unique colors: Dawnlight Gold and Starlight Black.
Need more convincing to upgrade your smartphone? Home Credit gives you the power of affordability and convenience! As the lifestyle partner of Filipinos, HCPH is offering the all-new OPPO Reno8 5G in flexible installments up to 18 months for as low as Php1,088 per month and the OPPO Reno8 Z 5G for a minimum of Php777 per month.
Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and by the Bangko Sentral ng Pilipinas (BSP). To learn more about the latest updates from Home Credit Philippines, visit its official website www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are encouraged to download the Home Credit App on Google Play to know more about the latest promos and see what is new in the Marketplace.
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